Borrow Interest Rate = Base Interest Rate + (Borrow Utilization / Optimal Utilization) * Slope Under Utilized
Borrow Interest Rate = Base Interest Rate + (Borrow Utilization / Optimal Utilization) * Slope Under Utilized + (Borrow Utilization - Optimal Utilization) / (1 - Optimal Utilization) * Slope Over Utilized
Supply Interest Rate = Borrow Utilization * Borrow Interest Rate * (1 - Reserve Factor)
ALGO Adjusted Supply Interest Rate = ALGO Supply Interest Rate + (1 - Borrow Utilization) * Participation APR
ALGO Adjusted Borrow Interest Rate = ALGO Borrow Interest Rate - Participation APR