If a user borrows against their vaulted ALGOs (vALGOs), their vALGO balance could decrease if they are liquidated (a liquidator repays their loan and seizes ALGO collateral from their Vault). In this situation, a user could be rendered ineligible if the liquidator seizes enough ALGOs to bring their vault balance below their commitment amount. As such, users should maintain their collateral. Users could also leave a "buffer", supplying an amount of ALGOs to the vault but committing a smaller portion.